© Copyright Keller Wealth Advisors | Keller Wealth Advisors is not a CPA firm
Start Your Journey Towards Financial Freedom
We designed the XY Now Plan specifically for young professionals and families under 45. We believe a comprehensive financial plan is essential at all life stages especially as a young professional or those who have a growing family. Our goal is to guide you towards developing practical financial habits so you can pursue your dreams.
We will work with you to build a personalized financial plan in order to reach your savings goals, pay down debt, establish a budget, and more. Along with the financial planning services, you can also choose to add investment advisory and tax services to your plan. Located in the same building as Keller Wealth Advisors is our tax and accounting affiliate, Keller & Associates CPAs, PLLC. The benefit of a financial planning and a tax planning firm being affiliated and being located in the same location offers clients one-stop-shopping to serve their various financial needs. XY Now clients receive discounted tax planning and preparation.
Several of our CFP, CPA, and CFA professionals are under the age of 45 themselves, making them the best fit to work with you because they understand your needs and your stage of life. Once you attain $500,000 in investable assets or reach the age of 45, you can choose to continue your relationship with Keller Wealth Advisors as an Assets Under Management or Financial Planning client.
Whether you are just starting out on your financial journey, or you already have accumulated assets, it is never too early or too late to establish a plan for the future.
Financial Planning Services
Creating and monitoring cash flow is a cornerstone of a solid financial plan. We will work with you to do the following:
- Establish a budget and categorize current cash flows
- Analyze and make recommendations, if necessary, to improve cash flow
- Recommend and implement debt reduction strategies, if needed
Insurance is an integral piece of a financial plan. Different products help to protect you and your loved ones against various hardships that are both predicted and unpredicted. We will work with your insurance agent or recommend a low-fee insurance company to help identify possible areas of exposure and reduce those areas. Common products and services include but are not limited to:
- Life Insurance
- Health Insurance
- Auto Insurance
- Homeowner’s Insurance
- Policy Analysis
- Needs Analysis
- Exchange policies
With the cost of higher education continuing to increase, it is important to begin planning early for your children’s education. We will present and recommend different investment alternatives with you, and identify which opportunities fit best with your overall financial plan.
It is never too early to begin planning for retirement. We will assist you in developing a roadmap to retirement as well as monitoring and adjusting the plan along the way. Setting goals for different milestones along your journey are a valuable tool in helping achieve the retirement lifestyle you envision.
Effective tax planning is a crucial component of your overall financial plan. Our goal is to provide you with sound and efficient tax planning. Our affiliation with Keller and Associates CPAs, PLLC, allows us to offer you tax planning strategies to ensure your plan remains efficient in the ever-changing tax environment.
We believe each client’s financial plan requires a personalized investment approach to help you meet your needs based on your goals and life stage. We will assist you in designing and monitoring your portfolio, which could include individual brokerage accounts, IRAs, and 401(k) accounts. Brokerage accounts and IRAs can also be opened and held through our preferred custodian.
Other Available Services*
No matter what life stage you are in, a current and sound estate plan allows you to maximize the value of your estate while also fulfilling your goals for your heirs. We will work with you to establish a sound estate plan by working with your attorney or recommending one. We believe our XY Now clients, at a minimum, should have the following basic estate planning documents:
- Durable Power of Attorney
- Medical Power of Attorney
- Directive to Physicians
Our affiliate, Keller and Associates CPAs, PLLC, can provide you with tax preparation services. Performing this service allows valuable insight in to your financial position and helps to identify further potential opportunities to enhance your overall financial plan. Additional fees will apply in regards to tax preparation.
*separate engagement and additional fees
Keller Wealth Advisors is not a CPA firm.