Investors Under 45
Creating confidence today through a solid financial foundation.
We believe comprehensive financial planning and investment management should work hand in hand at every stage of life, especially during the years when you’re building your career, growing your family, and making important financial decisions. That’s why we created a dedicated pathway for investors under age 45.
By integrating financial planning into your investment advisory relationship, we will work with you to build a personalized financial plan to reach your savings goals, pay down debt, establish a budget, invest for the future and more.
You also have the option to add tax services for a streamlined, one-stop approach. Located in the same building as Keller Wealth Advisors is our tax and accounting affiliate, Keller & Associates CPAs, PLLC. The benefit of a financial planning, investment management and a tax planning firm being affiliated and being located in the same location offers clients a convenient all-in-one solution to serve their various financial needs.
Our goal is simple: to help you create confidence around your finances today while building the future you envision tomorrow.
Clients under age 45
Virtual or in-person meetings
Personalized planning
Reduced minimum annual fee
Financial Foundations
Budget and Cash Flow Management/Debt Reduction Strategies
Creating and monitoring cash flow is a cornerstone of a solid financial plan. We will work with you to do the following:
- Establish a budget and categorize current cash flows
- Analyze and make recommendations, if necessary, to improve cash flow
- Recommend and implement debt reduction strategies, if needed
Investment Advisory Services
We believe each client’s financial plan requires a personalized investment approach to help you meet your needs based on your goals and life stage. We will assist you in designing and monitoring your portfolio, which could include individual brokerage accounts, IRAs, and 401(k) accounts. Brokerage accounts and IRAs can also be opened and held through our preferred custodian.
Retirement Planning
It is never too early to begin planning for retirement. We will assist you in developing a roadmap to retirement as well as monitoring and adjusting the plan along the way. Setting goals for different milestones along your journey are a valuable tool in helping achieve the retirement lifestyle you envision.
Tax Planning
Education Planning
With the cost of higher education continuing to increase, it is important to begin planning early for your children’s education. We will present and recommend different investment alternatives with you, and identify which opportunities fit best with your overall financial plan.
Insurance Planning
Insurance is an integral piece of a financial plan. Different products help to protect you and your loved ones against various hardships that are both predicted and unpredicted. We will work with your insurance agent or recommend a low-fee insurance company to help identify possible areas of exposure and reduce those areas. Common products and services include but are not limited to:
- Life Insurance
- Health Insurance
- Auto Insurance
- Homeowner’s Insurance
- Policy Analysis
- Needs Analysis
- Exchange policies
Other Available Services*
Estate Planning
No matter what life stage you are in, a current and sound estate plan allows you to maximize the value of your estate while also fulfilling your goals for your heirs. We will work with you to establish a sound estate plan by working with your attorney or recommending one. We believe all of our clients, at a minimum, should have the following basic estate planning documents:
- Wills
- Durable Power of Attorney
- Medical Power of Attorney
- Directive to Physicians
Tax Preparation
Our affiliate, Keller and Associates CPAs, PLLC, can provide you with tax preparation services. Performing this service allows valuable insight in to your financial position and helps to identify further potential opportunities to enhance your overall financial plan. Additional fees will apply in regards to tax preparation.
*separate engagement and additional fees
Keller Wealth Advisors is not a CPA firm.
Connect With Us
Reach out to learn more about us or to set up a free consultation