About Keller Wealth Advisors

History

1968
Keller Wealth Advisors traces its history back to 1968
when R. L. Keller, CPA left the firm of Williams Keller & Harrison to provide accounting services to a select group of clients and multi-generational families.
1993
Lane Keller, R.L.’s son, acquired the firm in 1993
and Keller & Associates, CPAs became registered with the U.S. Securities and Exchange Commission in 1998.
2008
KMH Wealth Management
A focus on financial planning resulted in substantial growth of the firm. Consequently, this led to the formation of KMH Wealth Management, LLC in 2008 as a separate entity.

KMH’s affiliation with Keller & Associates CPAs, PLLC, provides our clients with a holistic financial planning approach that includes tax planning and tax preparation.
2024
Keller Wealth Advisors
When KMH Wealth Management, LLC was formed in 2008, the initials stood for some of the principal advisors of the firm at that time, one of which was Lane Keller. As some of those advisors retired, the name was changed to Keller Wealth Advisors for the name continuity of the firm’s founder and the affiliation with Keller & Associates CPAs, PLLC.
Currently
Today
Keller Wealth Advisors has over 700 million dollars of client assets under management as of January 1, 2024.

New Client FAQs

What investment advisory fees will I pay Keller Wealth Advisors?

The fee you will pay for investment advisory services is based on a percentage of assets under management. Our tiered fee schedule begins at 0.8% on the first $1,000,000 of assets, with additional assets billed at decreasing rates. This fee is calculated and paid, in advance, on a quarterly basis. Individual fixed income assets are charged an additional 0.13% annually. A minimum annual fee of $4,000 is required for investment advisory services.

For additional information about fees and costs, including our full fee schedule, please see Form ADV, Part 2A brochure (Items 5 and 6 of Part 2A) available here.

What makes Keller Wealth Advisors different?

We are a fee-only firm, which means we do not earn any commissions from investment products. You will know how your fees are calculated upfront from our fee schedule. There are no hidden fees. Additionally, our professional financial planning services are already built into our Assets Under Management clients’ fees.

We are made up of a team of certified professionals who focus on your unique needs to help you navigate today’s complex financial challenges.

More About Our Team

Each of our clients is unique and we center our services around our clients, their stories, and their values. With over 75 years of combined experience among our team, we have the knowledge it takes to effectively manage our clients’ assets and keep them on their path to a secure tomorrow.

Who is your typical client?

We serve a broad spectrum of individuals, multi-generational families, non-profits, and businesses both locally and across the country. Many of our first clients have been involved in ranching and oil and gas for over a century. However, as times change, so do our clients. We now serve a variety of clients from those who are just starting out, following the spectrum to the retired client.

Typical attributes:

In all life stages
$500,000 or greater of investable assets*
Value a long-term vision toward achieving financial goals
Value the benefits of holistic financial planning
Multi-generational families

*If you are concerned about having less than $500,000 in investable assets and are under 45 years of age, see our XY Now Plan, which is designed specifically for young professionals and families under the age of 45.

What can I expect from Keller Wealth Advisors?

First, we will lead conversations with you to understand your financial situation and goals. Understanding your financial history, behavior, goals, and values helps us formulate a strategy and financial plan specific to your unique needs. As your professionals, we will keep the focus on your plan toward achieving your goals. You will need to update us on any changes to your life or financial situation so we can adjust your plan to keep moving you forward.

What life stage do you work with?

We work with clients in all life stages, some within multi-generational families. We work closely with you to formulate a plan that includes your life stage, assets, taxable income, inheritance, life insurance, and risk tolerance. Estate planning, retirement planning, and charitable giving all factor into developing a plan that extends beyond your short-term goals. Your most insightful life goals and aspirations coupled with the financial planning process will help you navigate today’s complex financial challenges and focus on enhancing wealth for current and future generations.

How are you compensated?

Keller Wealth Advisors offers investment advisory services for a percentage of assets under management which makes it a Fee-Only advisory firm. Firms that offer services that are commission-based or Fee-Based are typically selling products and generating their fees from commissions. The spectrum of products they offer could be limited as they will be offering products yielding them the highest compensation. This could result in you buying a product that is not in your best interest but in the seller’s best interest.

What is a fiduciary?

Many people call themselves “financial advisors,” but fewer call themselves fiduciaries. As a fiduciary, we believe in fairness and transparency in all we do. We do not sell products or earn commissions. We put your values, needs, and goals first when creating a financial plan and offering investment advice.

What are your credentials?

Anyone can call themselves a financial planner or financial advisor. Even someone calling himself or herself a licensed financial planner does not mean what it implies.

CFP^® professionals and CFA professionals are certified and regulated by the Certified Financial Planner Board of Standards, Inc. and the Chartered Financial Analyst Institute. These certifications represent a higher standard of competency, ethics, and professionalism. Both certifications must commit to a fiduciary duty which means putting the client’s best interest first. You want a planner who puts your needs and interests first.

More About Our Credentials

What is your approach to financial planning and what services do you offer?

Our approach is a long-term investment strategy that builds on your short-term and long-term goals. We listen to you ask questions and work together to formulate a strategy for your financial plan. We continue to monitor the plan and make changes to reflect your life changes and developments from changing tax laws and volatile financial markets.

The services we provide vary from client to client based on their goals. We might have a client who needs education planning and a different client who needs retirement planning.

More about Areas of Expertise

What experience do you have?

Our experience spans working with an individual out of college through our XY Now Plan to a complex estate plan involving several generations. The estate plan usually involves business structure and succession planning, wealth transfer planning, charitable planning, and estate settlement and administration. We have cumulatively over 75 years of experience helping clients build financial foundations for future generations.

What areas do you specialize in?

Our areas of expertise span all life stages and build upon each other. We have a program, XY Now Plan, specifically for young professionals and families under 45, XY Now Plan, with young advisors who understand and relate to clients who are under 45.

We have developed several resources – Transitioning to Adulthood, Marriage and Money, Prep for Parenthood, and Are You Ready for Retirement – to focus on the different life stages and what is important to each.

Estate and Legacy planning is a major focus of our firm as we feel strongly about preserving a family’s wealth for future generations.

More about Areas of Expertise

Can I work with you if I do not live in Texas?

We work with clients in several states in addition to Texas. Meetings can be virtual at the client’s discretion.

Can I have the information in writing?

Your financial plan will be in writing once you become a client and we go through the process of gathering information about you and understanding your goals. Each client is different which translates into financial plans being designed specifically to optimize your financial circumstances.

Schedule a Free Consultation

Philosophy

Fiduciary Standard

Keller Wealth Advisors works under a fiduciary standard that requires its professionals to consider what is in their clients’ best interests. Many people call themselves “financial advisors” and “financial planners,” which does not mean they are operating as fiduciaries.

Banks, brokers, fee-based financial advisors, insurance companies, and trust companies offer “advice” to clients which usually translates into “selling” the client a product. Commissions are derived from the sale of these products. Because of the conflict of interest inherent in these transactions, these advisors may have difficulty putting the client’s best interest above their own.

Independent Fee-Only

Keller Wealth Advisors offers its financial planning and investment advisory services on a Fee-Only compensation basis, no commissions are paid to Keller Wealth Advisors. This compensation philosophy allows the firm to recommend products from the universe of investment options that the firm believes are in the best interest for a client’s situation. The Fee-Only philosophy minimizes conflicts of interest and maximizes the fiduciary standard. We are an independent financial planning firm that allows us to make decisions based specifically on each client versus meeting goals set by a corporate office.

Client-Centric Approach

We partner with you to build a personalized financial plan and recommend an appropriate investment strategy that aligns with your core values and unique life goals. Situations can change in a client’s life. We will discuss these life changes with you and update your plan as necessary. Several of our multi-generational clients, that span four generations, have and continue to experience life changes. Years of complex financial and estate planning is necessary to preserve their legacy.

Certified Professionals

We believe any person needing financial planning and investment advice deserves competent and objective advice from professionals that are held to professional standards. The CERTIFIED FINANCIAL PLANNER® Professional or CFP^® marks and the AICPA Personal Financial Specialist (PFS) designations denote individuals who are educated in a variety of financial topics. The Certified Public Accountant (CPA) designation denotes a licensed professional with extensive education, experience and high standards while providing accounting services. The Chartered Financial Analyst (CFA) credential sets the standard as the most highly respected designation in the investment management profession.

These designations differentiate from anyone who calls themselves a “financial advisor” without any professional standards or certifications. Our professionals holding these designations must meet annual continuing education requirements and are held to a fiduciary standard of care which requires that an adviser acts solely in the best interest of the client. Finding the best investment alternatives with lower expenses when possible.

Financial planning is the process of meeting your life goals through the proper management of your finances. Through our experience, we feel this planning process is better served through professionals meeting these rigorous requirements.

Keller Wealth Advisors is registered with the Securities and Exchange Commission (SEC) as an investment advisor. Registration does not imply a certain level of skill or training.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Affiliations

The firm is affiliated with Keller & Associates CPAs, PLLC, an accounting firm in practice since 1969. This allows for tax planning for our clients in conjunction with financial planning.

We work with attorneys and other specialized service providers throughout the state of Texas as well as other states.

We also will bring any professionals you currently work with into developing strategies for your financial plan.

Professional Memberships

Giving Back

At Keller Wealth Advisors we are committed to leaving a footprint towards making our community a better place. On an annual basis, our goal is to donate 1% of our revenues mainly to non-profits. Some of our charitable efforts that we have focused significant time and resources on are listed below. If you would like to learn more about the mission and values of these organizations, please visit their respective websites.

Careers at Keller Wealth Advisors

Keller Wealth Advisors is an independent, fee-only financial planning and wealth management firm dedicated to enhancing wealth and creating legacies for current and future generations.

If you are interested in a career with us, please fill in your information and upload your cover letter and resume on our contact page. Once we have received your information, we will reach out to you.