Navigating the Guaranteed
This is part 1 of a 2 part article series discussing unexpected loss. The old saying goes that two things in life are guaranteed, death and taxes, yet so many avoid planning for either. Recently, I had a family friend that was faced with dealing with the unexpected loss of her spouse. With a young […]
Financial Wellness Month – A Story of Success
Wellness as defined by the Oxford English Dictionary is the state of being or doing well in life; happy, healthy, or prosperous conditions; moral or physical welfare. New Year’s Day has come and gone, resolutions have been made and hopefully you have eaten your fill of black-eyed peas and cabbage to bring you good luck […]
Preserving Your Legacy through Storytelling
Hopefully you have experienced a wonderful holiday season with loved ones and friends, and exchanged gifts and merriment. You have given the gifts you thought appropriate or needed to your loved ones. These gifts hopefully will make their lives easier, more efficient or add some excitement to their lives. However, have you thought about the […]
Strategies for Success in Retirement
This is part 2 of a 2 part article series discussing retiring more successfully. One of the most important things that you can do to set yourself up for success in retirement is to develop a solid financial plan. There are many planning strategies that a CERTIFIED FINANCIAL PLANNER™ professional can assist you with. Here […]
Saving for a Successful Retirement
This is part 1 of a 2 part article series discussing retiring more successfully. The key to any successful retirement is proper planning, beginning as promptly as possible. We have clients who want to retire early and other clients who want to keep working long into their golden years. Some retirees may want to renovate […]
ESG Investments, Trick or Treat?
Two facts that cannot be denied are: (1) we need to be better stewards of our planet, and (2) all peoples deserve to be treated and represented equally. A niche market was developed in response to these critical needs – ESG investments. “ESG” stands for Environment, Social, and Corporate Governance. ESG investing is the practice […]
A Different Type of Child Credit
In an (almost) cashless society, credit is king…or so it can often feel this way. A credit score is linked to a person just like their driving record or GPA. From applying for a loan to applying for a job, a decent score is necessary to thrive or at least not be squashed by outrageous […]
Required Minimum Distributions Update
As the year flies by I have noticed more and more questions of uncertainty revolving around one particular subject, Required Minimum Distributions or RMDs. More specifically the question is, “Are RMDs required for 2021?” I believe the reason this has become a topic of uncertainty is due to the fact that for 2020 RMDs were […]
Creating Family Financial Awareness
August 14 is Financial Awareness Day. While you’ll probably see plenty of articles about getting your finances in order or raising financially literate kids, there’s another layer to financial awareness that often gets forgotten: planning for aging parents. I’m an only child of two middle-aged parents (don’t tell them I called them that) so it’s […]
Planning Amid Uncertainty
As a Certified Public Accountant and CERTIFIED FINANCIAL PLANNER™ professional, I deal with uncertainty on a daily basis. Clients progressing through different life stages, volatile financial markets, and keeping up to date with ever-changing tax laws are a few examples of this daily uncertainty. Our Keller/KMH staff field a steady stream of pertinent questions and […]