Recycled Financial Health Tips
While completing my “fall” cleaning of electronic documents on my hard drive, I came across a list of 10 Financial Health Tips. I had written these for a luncheon featuring a women’s financial panel a few Novembers ago. To justify keeping this list, I decided to recycle and revamp for your reading pleasure today. Diversify […]
Small Business Owner Dream Team
For as long as I can remember, I have taken an interest in the sport of track & field. I vividly recall spending two weeks of my summer break from elementary school, glued to the television watching the Olympics Games that were held in Beijing, China in 2008. At this particular Olympic Games, Usain Bolt […]
Employee Retention Tax Credit
The Employee Retention Tax Credit (ERC) has become a household term. At one time, ERC was reported only by news stations and scholarly publications, but now can be seen or heard on advertisements across all avenues of mainstream media. Considering recent news releases from the Internal Revenue Service, I want to take some time to […]
Lessons From the Garden
Somehow we’ve entered the month of August. For many this means the end of summer vacations, the beginning of school, and the kickoff of fall sports. This rings true to me and my family, and additionally brings the planting of our fall garden. Last summer, I began my garden ‘experiment’ as I’ve come to refer […]
The Unexpected
You might think that the title to this article indicates something ominous. Actually it is very happy and joyous, I just had not planned for it financially and that bothered me. The Christmas of 2021, our whole family gathered together alongside the family of our son’s girlfriend. Our son and their daughter live and work […]
Preparing for Recession
Market volatility, debt ceiling default and impending financial doom continue to dominate the headlines of major news outlets as they have for the past year. Most so called “experts” predict at some point in 2023, the United States economy will dip in to a recession. The general definition of a recession is a fall in […]
Save Green by “Going Green”
If you are considering funding improvements that will enhance the energy efficiency of your home, you may be able to save money on your upcoming projects under the Inflation Reduction Act (IRA). The IRA was signed into law in 2022, and the bill’s main goal is to combat climate change by enticing businesses to adopt […]
Drafting Your Team
The annual NFL draft recently took place. As a Houston Texans fan, it has been a bleak few years of fandom. I closely monitored the draft in hopes the Texans would acquire some much needed support toward building the foundation for a winning team. If you have never watched the NFL draft, it is quite […]
Are Credit Cards Yin or Yang?
Nearly two decades ago I had a conversation with a friend that elicited a memory that circles around often in my mind. Nancy and I were driving back from Kerrville. We had ridden together to drop our children off at church camp. We had engaged in typical conversation about our children, school, church and other […]
Planting Seeds
Spring is a time of growth and renewal. I always enjoy seeing our flower beds come back to life in the spring after a cold winter. One springtime tradition that my family has is to take a road trip to enjoy the Texas wildflowers in full bloom (and often some Texas barbeque). One of our […]