Unspectacular Preparation
Roger Staubach, former Dallas Cowboy quarterback, was once quoted, “Spectacular achievements come from unspectacular preparation.” As I was searching for quotes on preparedness, this one really stuck out and stopped me at my desk. I will never forget when my wife blessed me with the news that we were expecting our first child. While we […]
Budget Bits
Recently personal finance news headlines have been flooded with news of budgeting app, Mint, shutting down in January 2024. With over fifteen years in business and millions of users, this leaves many searching for where to go next for their budgeting needs. Maybe the idea of using a budgeting app does not resonate with you. […]
Thankful Holiday Thoughts
Sometimes we need to just slow down and think about all the things in life we have to be thankful for. It seems that we are bombarded every minute of every day with news that can be unpleasant. The things we as humans can do to hurt each other in thought, word and deed is […]
Recycled Financial Health Tips
While completing my “fall” cleaning of electronic documents on my hard drive, I came across a list of 10 Financial Health Tips. I had written these for a luncheon featuring a women’s financial panel a few Novembers ago. To justify keeping this list, I decided to recycle and revamp for your reading pleasure today. Diversify […]
Small Business Owner Dream Team
For as long as I can remember, I have taken an interest in the sport of track & field. I vividly recall spending two weeks of my summer break from elementary school, glued to the television watching the Olympics Games that were held in Beijing, China in 2008. At this particular Olympic Games, Usain Bolt […]
Employee Retention Tax Credit
The Employee Retention Tax Credit (ERC) has become a household term. At one time, ERC was reported only by news stations and scholarly publications, but now can be seen or heard on advertisements across all avenues of mainstream media. Considering recent news releases from the Internal Revenue Service, I want to take some time to […]
Lessons From the Garden
Somehow we’ve entered the month of August. For many this means the end of summer vacations, the beginning of school, and the kickoff of fall sports. This rings true to me and my family, and additionally brings the planting of our fall garden. Last summer, I began my garden ‘experiment’ as I’ve come to refer […]
The Unexpected
You might think that the title to this article indicates something ominous. Actually it is very happy and joyous, I just had not planned for it financially and that bothered me. The Christmas of 2021, our whole family gathered together alongside the family of our son’s girlfriend. Our son and their daughter live and work […]
Preparing for Recession
Market volatility, debt ceiling default and impending financial doom continue to dominate the headlines of major news outlets as they have for the past year. Most so called “experts” predict at some point in 2023, the United States economy will dip in to a recession. The general definition of a recession is a fall in […]
Save Green by “Going Green”
If you are considering funding improvements that will enhance the energy efficiency of your home, you may be able to save money on your upcoming projects under the Inflation Reduction Act (IRA). The IRA was signed into law in 2022, and the bill’s main goal is to combat climate change by enticing businesses to adopt […]