True Financial Returns
In today’s technological landscape, there are many platforms that allow easy access for almost any person to make an unlimited array of investment decisions. One thing often overlooked by investors and some investment professionals are the tax consequences of these investments. Taxes can cut an investor’s actual return quite substantially. Whether forgotten or unknown, these […]
Financial Spring Cleaning
Springtime is often associated with new beginnings like planning this year’s vegetable garden or opening day of baseball season for hundreds of Little Leaguers. After a long winter, we are anxious to get out and enjoy this time of year. Another common project is to spring clean your home. Your cleaning checklist may include dusting […]
Moving Homes
So the children have left the nest and you are beginning to think more of retirement. Your home has been the epicenter for family memories and the gathering spot for years. How do you look at your home now? Do all those repairs stare you in the face? Is your landscaping in need of a […]
Time to Review Your Home Insurance Policy
The Texas snow storm of 2021 was a harsh reminder of just how unpredictable and unforgiving Mother Nature can be. We can do everything possible to protect our families and our homesteads against perils, yet the truth of the matter is that some things are just out of our control. Fortunately, the list of perils […]
Tax Talk 2021
For many years I have attended advanced tax planning conferences in Las Vegas. Last summer I did not physically go, everything went virtual, as it will this year as well. That’s just not the same. A great friend, CPA, and classmate of mine at Texas A&M and I would meet there annually and when we […]
A Losing Investment
What if I told you that I could put your money in an investment that would offer guaranteed losses of only 2 percent every year, and you could have complete comfort and security in the fact that you know how much you are guaranteed to lose. You would probably laugh at such a ridiculous proposal. […]
Financial To-Do List
With a thousand things to do and limited energy, how do you know which to do first? In my personal life, at times it seems like I am a professional juggler. Like most women I know, I juggle the work-family balance, laundry, paying bills, feeding the family, reviewing bank and retirement statements, watering the plants, […]
2021 Vision for a New Year
Hindsight is defined by Merriam-Webster as the full knowledge and complete understanding that one has about an event only after it has happened. After experiencing a year filled with adversity and unexpected challenges, we are all hoping to bring that hindsight into focus as we move into 2021. The global pandemic known as COVID-19 has […]
Intentional Giving is Heartfelt
As the season of giving is upon us, let us remember that the best gifts are those given from the heart. Gifts always mean so much more when they are given intentionally. My husband and I have three small children. It only took a few years of parenting for us to realize that new toys […]
Some Traditions Need to be Broken
The holidays are officially upon us and with a house full of young kids that can only mean one thing: time to start planning. If your family is anything like mine, planning for Thanksgiving doesn’t start the week of. Even though there’s a pretty set standard of how the day will go, there’s been an […]