Out Of Pocket
I have been both out-of-pocket from the office and reached my out-of-pocket over the last few months, having had a baby in late January. Same phrase, same cause, different meanings. Whether you are expecting to have an expensive medical procedure or not, it may be helpful to know the meaning of the second phrase, an […]
“Trump Accounts”: What to Know About the New Savings Accounts for Kids
The One Big Beautiful Bill Act (OBBBA), enacted last summer, introduced a range of tax and investment changes for CPAs, investment advisors, and individual investors. One change you may be hearing more about is the creation of so-called “Trump Accounts” for children’s savings. With several established options already available for saving for minors, it’s natural […]
Tax Season Survival Guide, Part 2: Smart Moves After You File
Now that you have accurately filed your tax return, the next step is to make the most of the outcome of your return. Whether you are receiving a refund or facing an amount due, here is how to use that outcome as a strategic financial planning opportunity. If You are Getting a Refund A refund […]
Tax Season Survival Guide, Part 1: Common Filing Mistakes
Tax season is in full swing and while most are focused on meeting the April 15th Tax Day deadline, it is important to note that accuracy also plays a role in meeting that deadline. Filing errors can cause taxpayers to experience their refund being delayed, unnecessary IRS notices and even penalties. Here are some common […]
Estate Planning for the Family Ranch – Part 2 of 2
For families who have held their land for generations, one question looms heavy: how do we keep the family farm or ranch alive and intact for the ones who come after us? This second article of a two-part series explores a range of contemporary estate planning tools that can help preserve both land and legacy. […]
Estate Planning for the Family Ranch – Part 1 of 2
Many years ago, I spoke at the State Fair of Texas with Dr. Red Duke, a Korean War veteran and legendary figure in medicine. Widely considered the best trauma surgeon in the world, Dr. Duke was the first physician to respond to President JFK following his assassination and immediately after, led the lifesaving surgery of […]
Back to the Basics
January is often a time for fresh starts. We clean out closets, set new goals, and promise ourselves that this will be the year we do better. When it comes to personal finances, however, it can be easy to get distracted by the latest headlines, investment trends, or policy changes. In both financial planning and […]
Three Financial Resolutions You Will Actually Keep in 2026
Every January, millions of Americans vow to keep new resolutions, only to abandon them by February. Statistics show that 80% of resolutions are given up by mid-February. Why? Because most resolutions are either too vague, restrictive, or overwhelming. The most successful strategy is to implement small, intentional changes that over time make big impacts. This […]
Christmas Reflections
The Christmas season is a time of great joy and celebration. Unfortunately, for many of us, the added festivities on the calendar – combined with year-end workloads at work, school, and home – can quickly pile up and steal that joy. This year, my husband and I decided to give each other an experience instead […]
Keep the Magic, Cut the Stress: Smart Holiday Spending
Christmas is a season of joy, generosity and an opportunity to reconnect with friends and family. It can also bring financial stress if we are not careful. Overspending in December does not just hurt now, it can follow you into the New Year when property taxes, income taxes, and other annual bills are often due. […]